There are multiple age-sensitive dates to remember when considering your options with Social Security. Here is a convenient reference to help you keep track.
Ages up to 18 —Child can receive benefits for a deceased parent or for a parent who is retired and eligible for Social Security.
Age 60–Survivor benefits are available with a reduction. This is also a great age for you and your financial advisor to begin the discussion about your filing strategy.
Age 61 Years & 9 Months—Earliest date on which filing for benefits may be made on your own record, your spouse’s record or your ex-spouse’s record.
Age 64 Years & 9 Months—File for Medicare!
Age 66—Full Retirement Age for those born 1943-1954.
Age 66-67—Full Retirement Age for those born in 1955-1959 is 66 years plus 2 months for every year over 1954.
Age 67– Full Retirement Age for those born in 1960 or later.
Age 70—Maximum benefit is reached.